Free tool

Home-selling cost calculator

Compare a hypothetical traditional commission with a self-service or flat-fee scenario. Every number is editable. BCFSA notes that commissions are not set by the regulator and are negotiable (source).

Your sale

Expected sale price

Other selling expenses

Legal/notary fees, mortgage discharge, moving. Example only: get real quotes.

Scenario A: traditional listing

Total commission, often quoted in BC as a higher rate on the first portion of the price and a lower rate on the balance. Rates are not set by law and are negotiable.

Rate on first portion

First portion up to

Rate on balance

Scenario B: self-service or flat fee

Flat service fee

Hypothetical: enter any quote you've received.

Buyer's agent: first portion

Buyer's agent: balance

Set buyer's agent rates to 0 if you won't offer to pay a buyer's agent. Many buyers use one, and whether and how much you pay is up to you and any agreement you sign.

GST

Applies to commissions and most service fees.

Estimated selling costs

Commission (7% to $100,000, 2.5% after): $29,500
GST on commission (5%): $1,475
Other expenses: $1,500
Total: $32,475
Flat service fee: $1,500
Buyer's agent compensation: $13,570
GST (5%): $754
Other expenses: $1,500
Total: $17,324

Estimated difference (A − B)

$15,152

Scenario B costs less under these assumptions.

Assumptions and limits

Default rates are illustrative examples, not quotes or market standards. Commissions are not set by BCFSA and are negotiable. Buyer's agent compensation varies and depends on your agreements.

This compares hypothetical costs only. It does not estimate your sale price, net proceeds, or actual savings. A private sale may sell for a different price or take longer, and you take on work and risk a licensee would otherwise handle. It excludes mortgage penalties, taxes on any gain, adjustments, and your time.